Non-QM Lending Redefined
Where Elite Brokers & Correspondent Lenders
Build Non-QM Empires.
Empower your Non-QM business with a direct lender that delivers flexible programs, tech-driven speed, and dedicated AE support—so you can close more DSCR, bank statement, and investor loans with confidence.
TRUSTED BY PROFESSIONAL BROKERS, LENDERS, AND INVESTORS NATIONWIDE
OUR PRODUCTS
Loan Programs That Perform
DSCR Loans
Designed for experienced real estate investors, qualify with rental income / cashflow from the subject property.
Bank Statement Loans
A mortgage designed for self employed borrowers that uses alternate income verification.
1099 Loans
A 1099 wage earner solution for self employed borrowers with no tax returns required.
Foreign National Loans
Designed for non-permanent residents seeking to purchase or refinance an investment property or second home.
Asset Qualifier Loans
A solution for borrowers with substantial assets that are used to qualify the loan.
Full Doc Loans
For the borrower who can verify their income through traditional measures. Such as, Tax Returns and W2’s, or paystubs.
Bridge Star Loans
Bridge the gap to your dream home. Pay off your current loan and secure the cash needed for your new home’s down payment.
Prime Star Loans
Jumbo loans up to $4M, designed exclusively for owner-occupied and second homes.
THE AHL DIFFERENCE
Built for partners who
demand more.
We’re not just another wholesale lender.
We’re a true partner invested in your growth.
Protected Relationships
Your clients stay yours. We guarantee it.
In-House Everything
From submission to funding—no middlemen, no delays, no surprises.
White-Label Solutions
Custom-branded materials for your business.
Dedicated AE & Scenario Support
Real people who pick up the phone and solve problems.
Why Partner With AHL?
Technology-Driven Efficiency, Dedicated Support, and Cutting-Edge Programs
Direct Lender with flexible underwriting
Extensive and innovative product suite
45-Day Rate Locks at loan submission.
Wholesale, Table-Funding, & Correspondent
Comprehensive portal for loan management
Extensive self-serve tools & pricing engines
Integrated Reggora Appraisal System
1:1 Account Executive support
Consistent Account Managers to facilitate files
ABOUT AHL
A lender you can trust.
American Heritage Lending is an institutional private lender designed to help brokers win more scenarios, not lose them. We combine flexible credit appetite with disciplined capital, so you can confidently place Non-QM and investor deals with a partner that will still be there for the next file — and the one after that.
With billions funded and a national footprint, our in-house operations, common-sense underwriting, and scenario-focused AEs give you real options when agencies and banks say no. From exceptions and unique structures to fast answers and clear communication, we’re here to make you look good to your investors and help you grow a stronger, more scalable business.
Build Your Non-QM Business Today
Join hundreds of AHL broker & lender partners who are closing more deals with the support of The AHL Advantage.